Renewal

Renew Car Insurance Online Malaysia

Step-by-step guide to renewing your car insurance and road tax online — fast, simple, and no paperwork.

1

Check Expiry Date

Find your insurance and road tax expiry dates. You can renew up to 2 months before expiry.

2

Verify Your NCD

Check your NCD (No Claim Discount) percentage. Higher NCD means lower premium — up to 55% off.

3

Choose Coverage

Decide between Comprehensive, Third Party Fire & Theft, or Third Party Only based on your car's age and value.

4

Select Add-ons

Pick add-ons like windscreen cover, flood protection, towing, and all-drivers cover.

5

Compare Quotes

Get and compare quotes from multiple licensed insurers to find the best deal.

6

Make Payment

Pay via online banking, card, or installment. Your policy is active once payment is confirmed.

7

Get Road Tax

With valid insurance, renew your road tax and receive your new sticker.

Ready to Renew?

Get renewal quotes from licensed insurers — compare, select, and renew in one go.

Calculate Renewal PremiumWhatsApp Renewal

FAQ

How do I renew my car insurance online?
You can renew online by comparing quotes, selecting your preferred insurer, and making payment — all through the insurer's portal or via a licensed agent. Coverage starts immediately after payment.
When should I renew my car insurance?
You can renew up to 2 months before expiry. Renewing early ensures no gap in coverage and gives you time to compare quotes. Driving without valid insurance is illegal in Malaysia.
Can I renew road tax and insurance together?
Yes, many insurance providers offer combined insurance and road tax renewal. You need valid insurance before you can renew road tax via JPJ.
What if my NCD has changed since last year?
Your NCD increases by 5% for each claim-free year (up to 55%). If you made a claim, your NCD resets to 0%. Check your current NCD via the MyCarInfo portal or ask your insurer.
Can I switch insurers when renewing?
Yes! Renewal is a great time to compare and switch insurers. You are not locked into your current insurer.
Do I need a vehicle inspection for renewal?
Generally no — inspection is only required for new insurance for very old cars (usually 15+ years) or when changing ownership. Standard renewal does not require inspection.