How Much Is Perodua Bezza Insurance in Malaysia?
From RM 430 to RM 720/year for comprehensive coverage. The Bezza is one of Malaysia's most affordable sedans to insure, with competitive rates across all insurance providers.
Quick Bezza Insurance Estimate
This is an estimate. Final premium depends on insurer underwriting, vehicle details, NCD record, add-ons, and JPJ/MyCarInfo data.
Bezza Insurance Price Table by Year & Variant
Estimated annual comprehensive premium with 0% NCD.
| Variant | Year | CC | Market Value | Comprehensive | TPFT | TPO | Road Tax |
|---|---|---|---|---|---|---|---|
| 1.3 AV | 2025 | 1329 | RM 49,500 | RM 710 | RM 460 | RM 285 | RM 70 |
| 1.3 X | 2025 | 1329 | RM 43,500 | RM 640 | RM 420 | RM 270 | RM 70 |
| 1.0 G | 2025 | 998 | RM 34,500 | RM 530 | RM 360 | RM 235 | RM 20 |
| 1.3 AV | 2024 | 1329 | RM 44,000 | RM 645 | RM 425 | RM 272 | RM 70 |
| 1.3 X | 2023 | 1329 | RM 36,000 | RM 545 | RM 370 | RM 248 | RM 70 |
| 1.0 G | 2022 | 998 | RM 28,000 | RM 450 | RM 315 | RM 215 | RM 20 |
| 1.0 G | 2021 | 998 | RM 23,000 | RM 430 | RM 295 | RM 208 | RM 20 |
* Estimated premiums based on 0% NCD. With NCD discount, your actual premium will be lower. Road tax shown is for Peninsular Malaysia.
Bezza NCD Discount Table
Your No Claim Discount reduces your insurance premium every year.
| Claim-Free Period | NCD % | Savings |
|---|---|---|
| 0 (New driver) | 0% | -RM 0 |
| 1 year no claim | 25% | -RM 178 |
| 2 years no claim | 30% | -RM 213 |
| 3 years no claim | 38.33% | -RM 272 |
| 4 years no claim | 45% | -RM 320 |
| 5+ years no claim | 55% | -RM 391 |
NCD Saving Tip
With 55% NCD, Bezza insurance can drop to as low as RM 195-325/year — making it one of the most affordable sedans to own and insure in Malaysia!
Try the NCD CalculatorComprehensive vs Third Party for Bezza
Which coverage type makes sense for your Perodua Bezza?
Comprehensive
RM 710- Own damage from accidents
- Theft & fire protection
- Third-party liability
- Flood & natural disaster
Verdict: Best for Bezza under 10 years or with outstanding loan
Third Party Fire & Theft
RM 460- Third-party liability
- Fire damage to own car
- Theft of own vehicle
- Personal accident cover
Verdict: Good for Bezza 10-15 years with moderate value
Third Party Only
RM 285- Third-party bodily injury
- Third-party property damage
- Personal accident cover
Verdict: For very old Bezza (15+ years) with low market value
Recommended Add-ons for Your Car
Not all add-ons are worth it. Here are the ones that make the most sense for Malaysian drivers.
Windscreen Coverage
RM 100-150/yearCovers windscreen repair or replacement. Essential for Malaysian highways.
Flood / Special Perils
RM 80-120/yearEssential during monsoon season. Covers flood, landslide, and natural disaster damage.
All Drivers Cover
RM 50-80/yearExtends coverage when other drivers use your car.
Passenger Liability
RM 30-50/yearCovers legal liability for passenger injuries.
Towing & Roadside
RM 30-60/yearFree towing up to a set distance after breakdown or accident.
Betterment Waiver
RM 40-80/yearWaives betterment cost on new parts for cars under 5 years.
Best Insurers for Perodua Bezza
Compare the top insurance providers for Bezza coverage in Malaysia.
Etiqa
Best for: Lowest premium- Very competitive rates
- Fast online process
- Basic add-on options
Allianz
Best for: Reliable coverage- Good claims service
- Wide panel
- Slightly higher price
Kurnia
Best for: Budget-conscious owners- Affordable rates
- Wide regional reach
- Slower claims processing
Insurance Renewal Checklist
Everything you need to prepare before renewing your car insurance.
Check your current insurance expiry date (renew up to 60 days before expiry)
Verify your current NCD percentage with your insurer
Decide on coverage type: Comprehensive recommended for cars under 10 years old
Consider add-ons: windscreen and flood cover are top recommendations for Malaysian drivers
Get quotes from at least 3 insurers for comparison
Check your road tax expiry — renew together to save time
Have your grant (vehicle registration card) ready
Upload or send photos of your car (some insurers require this now)
Confirm payment method — online banking, credit card, or agent collection
Save your digital policy and road tax on your phone
Frequently Asked Questions
Everything you need to know about Perodua Bezza insurance.
Perodua Bezza insurance costs between RM 430 to RM 720/year for comprehensive coverage. The 1.0L variant is cheaper to insure (RM 430-530) compared to the 1.3L (RM 640-720).
Bezza road tax depends on the engine: 1.0L variant (998 cc) costs RM 20/year; 1.3L variant (1,329 cc) costs RM 70/year. Both are for Peninsular Malaysia private vehicles.
Yes, the Bezza is generally RM 50-150/year cheaper to insure than the equivalent Myvi variant due to lower market value in the sedan segment.
Etiqa and Kurnia offer the most competitive rates for Bezza. Allianz provides better claims service at a slightly higher premium.
For Bezza under 8 years, comprehensive is recommended. For older 1.0L models, third party fire and theft can save you RM 150-250/year.
Standard private insurance does not cover e-hailing. You need a separate e-hailing insurance policy with additional coverage for passenger liability. Inform your insurer if you use your Bezza for Grab or other services.
Ready to Get Your Bezza Insurance Quote?
Compare quotes from multiple licensed insurers. No obligation, free estimates, and personalized recommendations for your Perodua Bezza.
This is an estimate. Final premium depends on insurer underwriting, vehicle details, NCD record, add-ons, and JPJ/MyCarInfo data.
Important Disclaimer
Motoo is an independent car insurance comparison and information platform. We are not a licensed insurance broker, not an insurance company, and we do not underwrite or sell insurance policies.
The insurance price estimates and comparisons provided on this page are for reference and informational purposes only. They are not guaranteed quotes or official insurance prices. Actual premiums and coverage terms depend on the insurer's assessment of your specific vehicle, NCD record, driving history, and the insurer's own pricing model.
All insurance policies are issued by licensed and regulated insurance companies in Malaysia. Bank Negara Malaysia maintains a list of approved insurance and takaful brokers.
For accurate and binding quotes, please contact a licensed insurance agent or the insurer directly. Use Motoo to estimate and compare before making your decision.